From the real estate price to the monthly installment. In addition to the interest costs of a construction loan, this mortgage calculator also includes the ancillary costs that may be incurred in connection with the acquisition of real estate. Therefore, enter both values in a real estate financing calculator, using the mortgage lending value as the calculation factor. Often the current interest rates for the various fixed interest periods are already fixed, so you can easily calculate the cost of the construction loan. In general, a distinction is made between nominal and effective interest rates for real estate loans.
For real estate financing, there are different forms of real estate loans (also called real estate loans). We would be happy to explain you the various possible uses of your real estate financing. In addition, we provide you with various offers and put together a mortgage tailored to your needs – so you do not have to ask your banks yourself and make comparisons.
Real estate loans for the financing of private real estate are usually secured by mortgages on the object to be financed. A distinction is made in principle between nominal and effective interest rates for real estate loans. The effective interest rate is crucial for you as a borrower because it includes all the ancillary costs and repayment modalities associated with the loan.
The nominal interest only affects the interest on the loan taken up. The most common and popular mortgage loan in the Federal Republic is the pension loan. For annuity loans, the monthly installments remain the same for the entire duration, while the interest and repayment ratio changes. In addition to the Annuity Loans, we offer a wide range of products, from Forward Loans to Intrasavings Loans to Modernization Loans.
Depending on the real estate project, it will therefore be necessary to check in individual cases which type of loan is the right one for you. Of course, your very own personal and economic situation must be taken into account and a certain degree of flexibility must be taken into account. That is why we compare offers from more than 200 banks and savings agencies. Various options for terms, fixed rates, repayments and unscheduled repayments allow us to choose the best solution for you.
How can you borrow the money, what are the additional costs, how could your interest be? With our computers, you have the opportunity to make an impression of your upcoming financing on the Internet. But do not forget: there is no substitute for individual financial advice!
Three simple steps to mortgage financing
Please send us your non-binding financing request and you will immediately receive a return on the internet. We take over the right financing option for you – uncomplicated and fast. Home financing up to a maximum of 60% of the mortgage lending value, only new customers. In addition, expenses are incurred in connection with the provision of security (eg notary costs for the creation of the land charge, land register costs) as well as for building insurance.